Do I need to have health insurance to use PlushCare? Ann Nguyen February 07, 2020 20:21 Updated Follow No. PlushCare does not require health insurance. We will accept your insurance copay or deductible if you do have health insurance. Otherwise, our non-insurance visit cost is just $99.00 flat fee + our monthly membership fee. Related articles How much does an appointment with a PlushCare doctor cost? Does PlushCare work with my health insurance? What medications can PlushCare prescribe? What is PlushCare's prescription refill policy? Do I have to download the PlushCare App to join my Video Session? Comments 0 comments Please sign in to leave a comment.